Finance and Lending

This category currently has 7 blog entries.

Fri, Jul 16, 2010

Another Home Buyer Tax Credit Ex...

The Home Buyer Tax Credit was set to expire last month, but because of the high number of buyers who purchased homes by the April 30th deadline but were unable to close on their San Diego real estate, Congress has extended the closing date to Septemb...

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Fri, Jul 09, 2010

Rehab Your San Diego Real Estate...

The federal governments’ Section 203 (k) program is designed for the rehabilitation and improvement of single family properties and is viewed as a tool for neighborhood revitalization and expanding home ownership. In the past, when a San Diego...

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Tue, Jun 29, 2010

Refinancing Your San Diego Real ...

Because of the current lower interest rates, many mortgage experts are advising San Diego real estate owners to consider refinancing their existing mortgages as a way to  1). decrease the amount of their monthly mortgage payments 2). re...

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Tue, Jun 08, 2010

New FHA Guidelines For San Diego...

The Federal Housing Administration (FHA) is a government agency whose main objective is to help people who do not qualify for conventional lending programs obtain home loans. The FHA is not in itself a lender; rather it insures a loan, thus making ba...

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Tue, Mar 09, 2010

Basic Steps for First-time San D...

A simplified guide for painless purchasing of your San Diego home. Congratulations! So you’ve made the decision to stop renting and purchase a place of your own. The home buying process may initially appear complicated and a bit daunting, bu...

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Tue, Feb 02, 2010

Are Increasing Interest Rates Ru...

Buyer’s often find themselves watching a property for a price reduction. Although getting the best deal possible when purchasing San Diego real estate is important, it is not the only factor that determines monthly payments on a home. Rising in...

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Fri, Jan 08, 2010

Will You Owe Capital Gains When ...

Something to consider when selling your San Diego home is the Capital Gains ramifications. Will you owe Uncle Sam money after the sale of your home? Capital Gains are calculated as the difference between what you paid for your property and what you s...

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