San Diego Home Buyers Step by Step Guide
Your home may be the largest investment of your life, and it's a purchase that shouldn't be made alone. With the help of a San Diego real estate agent your transaction can go much more smoothly - we're here to see that through. From the very beginning we will take the time to listen to your needs and desires, and walk you through the home search and sale. Below you'll find a road map to the San Diego home buying process.
We Focus On Your Needs - A 4 Step System
You will never be under any pressure to purchase a home and our services are always FREE to home buyers.
Become A VIP Buyer and Save Thousands!
With our Home Search Service buying a home in San Diego has never been so easy and so much fun. As home buying professionals, we focus on your needs and desires to secure the absolute best real estate financing, find the best home for your needs, and negotiate the lowest possible price and with the least amount of hassle.
Step 1: Get Pre-Approved For A Loan
Knowing how much you can afford is the first step in the real estate buying process if you want to get the best financing available. We will have you meet with one of our professional, experienced lenders to discuss your needs and determine what you can afford.
Home Loan Pre-Approval 3 Key Benefits
1. You know exactly how much home you can afford - eliminate wasted time looking at homes that are over your price range.
2. You get the best financing - our preferred lender can search more loan programs to find you the lowest interest rates, lowest down payment, and lowest payment, which will allow you more purchasing power, and help you secure the best deal possible.
3. You can make a stronger offer - you can beat other buyers that do not have financing already in place. You can also negotiate the lowest price and best terms.
Step 2: Customize a Search in the San Diego MLS
When it comes to searching San Diego homes for sale, you have several options. With Home Search Service, you select your home buying criteria based on price, zip code, bedrooms, bathrooms, square feet, lot size, year built, view or property status (ie. foreclosure, short sale, fixer upper) and we'll send you every listing from the San Diego MLS that meets this criteria. Save and compare your favorite properties, receive email updates of new listings and price reductions, make notes about listings, and schedule property showings online.
Another option is to search the San Diego MLS on your own. You'll still have the benefit of saving and comparing properties, receive email updates of new or changed listings, and have the ability to schedule a showing online or request more information about a home. Whichever option you choose, you will be presented with addresses, pictures, virtual tours, aerial maps and directions. You will never be under any pressure to buy and there is no cost for our services - not a penny!
Step 3: Preview Real Estate Listings - Schedule A Showing
After previewing homes that you have found on your own or from the list of homes we've sent you, we recommend that you drive by them to check out the exterior of the home and the neighborhood to see if you're still interested. When you find a home that you want to tour, just give us a call and we'll arrange a showing. Remember, do not call the agent on the for sale sign - this agent works for the seller, and has a fiduciary duty to get the highest price and best terms for the home seller. As your San Diego Realtor ® team work for you, the buyer, to get the lowest price with the best terms.
Keep in mind that we will only show properties to buyers that have already been pre-approved by a lender, and have a pre-approval letter, or have a home already listed with us. This is to protect the sellers, and to comply with the real estate standard that only qualified buyers view homes.
Step 4: Prepare and Negotiate Your Offers
When you have found the perfect home one of our knowledgeable and professional real estate agents will provide you with detailed information, including a comparative market analysis (CMA) on the home. This CMA will include information about recent homes in the neighborhood that have sold, homes that are comparable, that are active on the market, and real estate listings that have expired. With this information we can assure that you don't overpay for your new home. We will also discuss your mortgage payments and closing costs, if any. Once we determine how much you want to offer for your new home, we will walk you through the purchase agreement. Next we present the home offer on your behalf and negotiate all the terms and conditions in your best interest.
Helpful Home Buyer Tools
Mortgage Calculator
Find out how much home you can afford by using our helpful mortgage calculator.
Free San Diego MLS Search
Start searching homes now by using our free San Diego MLS tool to find your dream home. You'll be able to view pictures, virtual tours, maps and amenities.
San Diego Homes Search Service
Sign up for our VIP Buyer Service and begin receiving hot new listings that match your specific criteria directly to your email inbox.